Contents
Refi 15 Year Fixed Rates Interest On A Home equity loan home equity loans – Debt.org – So, if your home is worth $200,000 and you owe $125,000, you have $75,000 worth of home equity. Most lenders offer an 80% loan-to-value rate based on your equity. With the $75,000 equity example, you could qualify for up to a $60,000 loan ($75,000 x .80 = $60,000). You.