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How likely is it to get a mortgage with no credit but a 50% down. – The determining factor of qualification for a mortgage loan is the borrower's. The size of the down payment and the borrower's credit status are.. No credit is different then bad credit.with 50% down you should have no.
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If you are using the FHA loan as one of the bad credit home loans in Ohio, you might need a greater down payment as a compensating factor. Credit scores between 500 and 579 still qualify for the loan, but you will need a ten percent down payment instead.
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The best way to qualify for a home loan with a foreclosure on your credit report is to immediately begin rebuilding your credit. Sub-prime lenders would approve mortgages for credit scores as low as.