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Modular homes are built to either local or state building codes as opposed to manufactured homes (sometimes still erroneously referred to as mobile homes) which are also built in a factory but are governed by a federal building code. Modular homes can be completely customized to meet the home-buyers needs and tastes.
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Although the term mobile home still persists, the manufacturers are trying very hard to change the term and to make consumers aware of the differences between a mobile home and a manufactured home. The differences include such things as safety, quality standards and luxury.
The other benefit of a modular home, versus a prefab or manufactured home, is they can appreciate, giving your lender more peace of mind when considering your mortgage. You may be able to benefit from the same interest rates that you would for a stick-built home. There are significant disadvantages for purchasing a modular home.
Modular homes are also not HUD homes, mobile homes, doublewides, or trailer homes. The most important distinction is that while modular homes have to adhere to the highest building standards, the other types of homes only have to be HUD certified. Learn more about the difference between modular and manufactured homes here. A Modular Home Is NOT.
Formerly referred to as mobile homes or trailers, but with many more style options than in the past. Manufactured houses are built in a factory. They conform to a Federal building code, called the HUD code, rather than to building codes at their destinations. Manufactured homes are built on a non-removable steel chassis.
As most financial institutions treat modular houses the same as conventional homes, they follow the same market-value trends and are easily refinanced. Construction and Remodeling. When it comes to remodeling or making improvements, the difference between a modular home and a mobile home shrinks in significance.
Chuck and Ann Gallagher have lived in Minn lynn mobile home village for about five years. They wanted to downsize from a.