Mortgage Government Programs

Homeowners who are experiencing financial difficulties have a few options with mortgage assistance grants. Grants aren’t as common or as easily accessible as many of the loan modification programs.

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This includes special mortgage programs for a variety of different types of government employees, such as offered through HUD and the FHA. Depending on what type of government employee you are, we will help you determine what is the best home loan program for you. Our loan programs include conventional, FHA, VA, USDA, and jumbo home loans.

ATLANTA – Hundreds of lenders told federal housing officials today that a $300 billion mortgage aid program requires too many losses for consumers and lenders to realistically help 400,000 Americans.

There are a number of programs to assist homeowners who are at risk of foreclosure and otherwise struggling with their monthly mortgage payments. The majority of these programs are administered through the U.S. Treasury Department and HUD. This page provides a summary of these various programs.

Learn facts about government assistance: Loans vs. Grants Are you interested in other Government Benefits? Go to Benefits.gov to search for more than 1,000 other benefit programs.

Other Programs Several other less-popular loan programs are backed by the government or government agencies. For example, VA loans are available to servicemembers and veterans, and USDA loans offer up to 100% financing for certain borrowers in rural areas.

For Immediate Assistance Call 888-995-HOPE (4673) (Hearing impaired: 877-304-9709 TTY) Let an expert from a HUD-approved housing counseling agency help you understand your options, prepare your application, and work with your mortgage company.

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If you are employed by a government or not-for-profit organization, you may be able to receive loan forgiveness under the Public Service Loan Forgiveness Program . Learn more to see whether you might qualify.

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Thankfully, there are certain mortgage programs and grants available to help those. this federal government agency provides mortgage payment assistance to.