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Fha Mip Streamline Factor – Lakehousemaine – FHA Up Front Mortgage Insurance Premiums (UFMIP) In this message, the FHA states, "For all S (ingle) F (amily) Forward streamline refinance transactions that are refinancing FHA loans endorsed on or before May 31, 2009, the Annual MIP will be 55 basis points, regardless of the base loan amount.".